Commercial Multiline


NEW Study Guide

This Study Guide has been prepared to enhance your learning experience. It contains all of the Check-In questions, Knowledge Checks, and Self-Quizzes contained within the course, along with an Answer Key and Glossary. Use it as a tool to help practice and assess your knowledge of the course material, but do not mistake it for a comprehensive “short- cut” to preparing for the final exam.

Be sure to take a look at the section, “Appendix,” that follows the Answer Key in this Study Guide. It contains valuable suggestions for test preparation and study techniques, as well as some sample exam questions and a glossary of terms.

Your path to success in passing the final exam will come from your attentiveness during the course and the effort you put into preparation.

Review Game

Use this trivia-style review game to test your knowledge prior to taking the final exam for this course! 

Section 1 – Commercial Inland Marine Concepts and Coverages

What Is Inland Marine?

This video gives the participant a look into the development and history of inland marine policies.

The Importance of Purchasing Contractors Equipment Coverage

This video explains the purpose of contractors equipment coverage and why it is important for contractors to have coverage for their tools and equipment.

Section 2 – Employment Practices Liability Insurance

Explaining the Need for Employment Practices Liability Insurance

This video gives insight into why all commercial insureds, from small to large, need EPL coverage.

Section 3 – Crime Coverages and Endorsements

The Importance of Purchasing Crime Coverage

Understanding the coverage gaps in property policies is the key to selling crime coverage. This video looks at the shortfalls of other coverages and the reasons to sell crime coverage.

Section 4 – Cyber Exposures and Coverage

Common Cyber Threats

Every business that uses the internet has an exposure to cyber attacks. Understanding cyber threats can help participants identify exposures their customers have and why it’s so important to have cyber coverage in today’s world.

Section 5 – Commercial Excess/Umbrella Coverages

The Purpose of Excess Liability and Commercial Umbrella Policies

In today’s society, verdicts for bodily injury, property damage, and personal and advertising injury can be huge. Underlying policies do not always provide the limits needed by many customers. This video explains the importance of excess liability limits for these customers.

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