Ted Kinney, CIC, CPCU, ARM, AU, AAM, AAI, AINS, CRIS
Ted Kinney is President of Kinney Training and Consulting, LLC, providing insurance education programs nationwide. He also serves as Director of Education and Technical Affairs for the Alabama Independent Insurance Agents, where he develops educational programs and provides technical guidance to members. With more than 50 years of industry experience, Ted has held roles in underwriting, sales, marketing, training, and agency operations. A nationally recognized insurance educator, he is a member of the Risk & Insurance Education Alliance faculty and contributes to the Independent Insurance Agents & Brokers of America’s “Ask the Expert” service.
Calling all insurance coverage nerds—and let’s be honest, if you’re still reading, you are one—strap in. We’re about to take a high-speed, four-hour joyride through the thrilling world of Personal Auto claims and coverage scenarios. Yes, you heard that right. Thrilling. Because nothing says “edge-of-your-seat excitement” like debating whether a foster child’s uninsured motorist claim qualifies under Part A or C of the ISO PAP. (Okay, maybe we need better popcorn.)
On Thursday, July 23rd, from 1:00 to 5:00 PM CDT, the CIC Mega Ruble program is hosting “Exploring Personal Auto Claims and Coverage Scenarios,” a webinar so packed with real-world twists, turns, and “wait, that’s covered?” moments, you’ll forget you’re not actually investigating a hit-and-run involving a rented U-Haul and a rogue garden gnome.
This isn’t your grandma’s insurance seminar (unless your grandma is a licensed adjuster with a passion for endorsement hierarchies). We’re diving into 24 juicy scenarios that will make you rethink everything you thought you knew about the 2018 ISO Personal Auto Policy, like:
- Can your teenager drive off in a newly bought car before you report it? (Hint: There’s a ticking clock, and it’s louder than your mom’s voice when you borrowed her SUV without asking.)
- Does your PAP cover your son’s side hustle as a pizza delivery driver? (Hint: “Extra cheese” does not cover “extra liability.”)
- If you rent a car in Maui, are you covered—or are you basically driving a liability piñata?
And yes, we will settle the age-old debate: Is running over a Dead Skunk in the Middle of the Road “collision” or “comprehensive”? (If you chuckled, welcome home, old soul.)
Whether you’re a personal lines pro, a commercial guru, or just someone who enjoys policy language more than small talk, this class will leave you smarter and possibly slightly obsessed with permissive use clauses.
Tickets? Easy. Just teleport to riskeducation.org and sign up before all the coverage geeks beat you to it.
So, grab your highlighters, your favorite liability limits, and your sense of adventure. Let’s go exploring, because nothing says fun like parsing liability exclusion 5.
