Distinguish yourself from the crowd and earn the credential that sets you apart—Certified Risk Manager (CRM).
CRM Courses
Listed in recommended order.
Get the skills needed to correctly identify exposures by building a firm foundation in the fundamentals of risk management.
This 16-hr course provides you with the resources to accurately identify exposures—the first and most crucial stage in the risk management process. Insurance professionals interested in earning the CRM designation are advised to enroll in this course first.
Topics Covered:
- Introduction to Risk Management
- Risk Management and the Organization
- Introduction to Risk Identification
- Risk Identification Methods – Self-Administered Tools
- Analytic Risk Identification Methods
- Financial Statement Analysis
- Introduction to Enterprise Risk Management
Register
State CE not approved in New Jersey unless you hold a CIC and/or CISR designation.
Analysis is a vital step in the risk management process— using risk data to analyze the frequency and severity of losses, the potential for future losses, and cost-benefits of control solutions.
This course explores the role of analysis within the five-step risk management process, helping you identify meaningful loss trends, assess exposures, and establish risk management priorities. You’ll gain practical experience with qualitative tools such as root cause analysis, loss data evaluation, and exposure assessment, while also developing skills in quantitative methods including statistical measures, loss forecasting, confidence intervals, linear regression, and loss development analysis.
This 16-hour course includes application exercises.
Topics Covered:
- Introduction to Analysis in the Risk Management Process
- Qualitative Analysis
- Quantitative Analysis Tools
- Loss Forecasting
- Time Value of Money Concepts
- Risk Analysis Applications
Register
Learn to take action by focusing on solutions that will prevent, reduce, avoid, or eliminate risk.
Take this 16-hour course to gain proficiency in the application of risk control techniques—safety, alternative dispute resolution, employment practices liability, and crisis management. It centers on the latest trends in risk control for cyber, fleet, and ergonomic risks and provides crisis management, disaster planning, and claims management concepts. This 16-hour course includes application exercises.
New and Updated! Topics covered:
- Risk Control and Mitigation – Human Resources
- Risk Control and Mitigation – Property & Liability
- Crisis & Disaster Planning
- Claims Management
Register
Risk financing options can solve the various needs of an organization based on its risk-taking appetite and ability.
Financing of Risk is often an intricate and complex task. In this course, you will compare various financing options: non-insurance transfer, guaranteed cost plans, retro plans, dividend plans, pools, and various types of captives. You will learn how to deliver the message to management in present value dollars. We recommend that this course be taken after Analysis of Risk.
This 16-hour course includes application exercises.
Topics Covered:
Risk Financing Fundamentals
- Risk Financing Program Decision Making
- Methods for Risk Financing
- Risk Financing Team
- Alternative Risk Transfer
Register
This course give you an understanding of the daily managerial and organizational requirements of risk managers and how an organization utilizes the risk management process.
This updated and revised course consolidates what you have learned in other CRM courses. For this reason, it is suggested that you take this course last. Practice of Risk Management also helps you tackle the daily managerial and organizational requirements of risk managers and consultants. New topics include International and Multinational Risks and Compliance and Governance.
This 16-hour course includes application exercises.
New and Revised! Topics Covered:
- The Risk Manager
- The Risk Management Network
- Information Technology for Risk Managers
- Total Cost Of Risk
- Due Diligence
- Managing the Risk of Intangible Assets
- Executive Risk
- International & Multinational Risks
Register
Instructor-Led Online
- Same tested, high-quality curriculum.
- Interaction with and instruction by the same expert faculty—with the ease of a webinar • Convenience—use your computer, tablet, or cell phone.
- 16 Hours of Webinars, delivered over 2-4 Weeks.
- Extended study period for exam-takers.
- Instructive quizzes, optional reading assignments, exercises, and discussion board postings.
NEW Self-Paced Online
- Courses are accessible by computer, tablet, or cell phone—24/7 with an amazing 120-day period to complete (currently, the notebooks and other documents are not optimized to read on your phone).
- Enjoy the easy-to-use learning environment—navigate freely.
- You’re in charge—the courses are self-directed! Stop and start your sessions anytime—your place will be saved.
- You’ll find helpful interactive Knowledge Check exercises with great feedback.
- Self-quizzes to check comprehension—passing is required.
- Complete the 1-hour proctored final exam to earn designation credit.
In-Person Classroom
- Each course is two days of instruction, followed by an optional 2-hour exam- passing the exam is required to earn the designation.
- Expert, nationally recognized faculty who provide concrete examples and scenarios.
- Helpful notebooks and other resource materials.
- Train your entire team and save money by bringing Alliance programs to your corporate or agency location—contact Business Development at 800-633-2165 or email alliance@riskeducation.org.
CRM Control of Risk – Self-Paced
Build practical expertise in identifying and applying solutions that prevent, reduce, avoid, or eliminate risk across. Featuring 16-hours of real-world application exercises, the course covers the latest risk control strategies in human resources, property and liability, crisis and disaster planning, and claims management
CRM Principles of Risk Management – Self-Paced
In this 16-hour course, you’ll learn essential terminology, exposure identification methods, financial analysis, and the fundamentals of Enterprise Risk Management (ERM) to strengthen your career and support organizational success.
Earning the CRM designation demonstrates your expertise and dedication to the risk management industry.
Earning the Designation
You may earn the CRM designation by completing one of the following pathways within five calendar years of passing your first CRM exam:
Successfully complete and pass five CRM courses and corresponding exams
OR
Successfully complete and pass four CRM courses and their corresponding exams and apply cross-designation credit in place of the CRM Principles of Risk Management course.
For additional information about eligible cross-designation credits and requirements, please review the Cross-Designation Credit FAQs.
Earning Multiple Designations
You can also achieve the CIC designation by completing any four CIC courses plus one CRM course. This option allows you to earn both the CRM and CIC designations by completing only nine courses—the four CIC courses of your choice, plus all five CRM courses.
When utilizing one of the alternative pathways—either substituting a CRM or CPRM course for one CIC course or applying an eligible cross-designation credit towards earning the CRM designation or CIC designation—you may do so only once and toward a single designation. If either option is used, cross-designation credit cannot be applied toward any additional designation. Participants pursuing another designation must complete all requirements for that designation through its standard pathway. For additional information, please review the FAQs.
Earning Multiple Designations
Once you have earned the CRM designation, no further examinations are required. To maintain your designation, you must complete an approved update course and meet the attendance requirements by the end of your birth month each year.
- James K. Ruble Seminar
- PROFocus Seminar
- MEGA Seminar
- Dynamics of Selling
- Dynamics of Sales Management
- Dynamics of Company/Agency Relationship
- 16-HR RiskPRO courses
- 8-HR RiskPRO courses (Awards 8 of the 16 required hours)
- Certified Insurance Counselor (CIC) course
- Certified Risk Manager (CRM) course
- Certified Personal Risk Manager (CPRM) course
Emeritus Status is for designees who are retired but wish to maintain their designation without annual updates. Requirements include:
- Retirement from the insurance or risk management industry.
- The sum of your age and the number of years you’ve held the designation must equal 70 or greater.
- The designation must be in good standing, and membership dues must be current.
- Once approved for Emeritus Status, you will be able to maintain your Designation by paying your membership dues each year.
If you have questions about Emeritus status or would like information on how to apply, please contact us at alliance@riskeducation.org or 800-633-2165. Our team would be happy to assist you.
Tenured Status recognizes designees for long-term commitment and career achievements. Requirements include:
- Holding the designation for 25 or more years.
- or being 70 years old or older, regardless of the number of years the designation was held.
- The designation must be in good standing, and membership dues must be current.
These designees will be eligible for tenured status and may maintain their designation by paying dues every year and attending a qualified course every other year.
The Certified Risk Manager (CRM) Program is a nationally recognized advanced education program for today’s risk management professionals. The CRM designation demonstrates a high level of technical knowledge and a commitment to the risk management field.
To earn the CRM designation, you must complete the five CRM courses and pass the corresponding exam for each course. You must pass all 2.5-hour exams within the five calendar years following the year you passed your first exam in order to earn the CRM designation.
The five CRM required courses are:
- Analysis of Risk
- Control of Risk
- Financing of Risk
- Practice of Risk Management
- Principles of Risk Management
Each course consists of 16 hours of instruction, including application exercises.
While there are no specific prerequisites for taking the CRM courses, it is recommended that participants in the program have at least two years of full-time experience in the insurance or risk management industry.
The CRM courses cover the current and complex technical knowledge and approaches necessary for risk management professionals. The CRM courses provide a comprehensive overview of the five steps of risk management—identification of exposures, analysis of risk, risk control techniques, financing of risk, and administration.
All courses are taught by expert-level professionals in the risk management field. In addition, all courses are continuously evaluated and revised to ensure that all material is current, relevant, and up to date.
- Principles of Risk Management focuses on tools that risk management professionals need to properly identify exposures, including at the enterprise level. The course also covers risk identification methods.
- Analysis of Risk explores risk analysis, quantitative analysis tools and forecasting, and risk modeling.
- Control of Risk focuses on solutions that prevent, eliminate, control and mitigate risk. The course covers risk control for the latest and most pertinent areas including cyber, fleet, ergonomic risks, as well as crisis and disaster planning.
- Risk Financing covers complex options, solutions, and methodologies, as well as the decision-making processes for financing risk.
- Practice of Risk Management provides an understanding of the daily managerial and organizational requirements of risk management, including on the enterprise level. Additional topics include executive risks, due diligence, multi-national and international risks, and compliance and governance.
To keep your CRM designation current, you must complete an annual continuing education course, although no additional exams are required. Several course options satisfy the annual update requirement, and you can choose between “dues required” and “NO dues required” courses.
The annual update options are as follows:
- NO dues required options:
- Any CRM course
- Any CPRM (Certified Personal Risk Manager) course
- Any CIC (Certified Insurance Counselor) course
- Dues required options:
- James K Ruble Seminar
- ProFocus Series Seminar
- Ruble MEGA Seminar
- Dynamics of Selling
- Dynamics of Sales Management
- Dynamics of Company/Agency Relationships
The CRM designation is especially suited for a variety of professionals in fields where risk management is a key responsibility. Accountants, attorneys, financial professionals, and risk management professionals are ideal candidates for the CRM designation. The CRM Program is also recommended for insurance professionals including insurance agents, brokers, commercial producers, senior underwriters, underwriting managers, commercial lines managers, and agency officers. Risk management and insurance faculty at accredited colleges and universities also pursue the CRM designation.
Recognized internationally, the CRM Program sets risk management practitioners apart as the designation demonstrates an advanced level of technical expertise. Earning the CRM boosts risk management professionals’ credibility within their own organizations and in the risk management community.
The CRM courses provide risk management practitioners with the tools and ability to identify and manage emerging and evolving risks in the current business and enterprise climate. As all courses are taught by practicing risk management professionals, the curriculum supports advanced, in-depth knowledge for risk management solutions that can be applied immediately.
The CRM Program originated in 1996 at the request of Certified Insurance Counselors (CICs) and National Alliance participants wanting to expand into the risk management field and provide additional services to their clients. It was created as a course of study providing five subjects of rigorous, practically oriented curriculum covering the risk management process. With risk management being one of the responsibilities of a variety of professionals, including attorneys, accountants, and financial professionals, the CRM designation is an excellent education opportunity. The designation is internationally recognized.
All CRM courses are available in three convenient formats: live classroom, live instructor-led webinar, and self-paced online. Participants can choose the learning option that best fits their schedule and preferences. Each course consists of 16 hours of instruction and delivers the same high-quality curriculum regardless of format.
All CRM courses are taught by active insurance practitioners with expertise in the field. Courses incorporate the latest industry information, including forms, policies, and real-world applications used by risk management and insurance professionals every day.
Risk & Insurance Education Alliance CRM courses are continuously reviewed, updated, and expanded to meet the evolving needs of the industry and its professionals.
