Bills Extending COVID-19 Protections to Teachers

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In the early days of the COVID-19 pandemic we shared information on categories of workers that were being offered direct workers’ compensation coverage for illness related to COVID-19 contraction.  At that time, many states created rebuttable presumptions for certain categories of workers. These presumptions placed the burden on the employer and insurer to prove that the infection was not work-related. The initial protections were offered to first responders, essential personal, and health care workers. 

Over the past few months, bills introduced for the protection of workers have expanded to include warehouse workers (NJ), firefighters (NY, MN, NJ) funeral home directors (ND), corrections officers (PA, OH, SC, VA)

Two states presently have introduced bills which will apply to Education employees MN and VA.  Information on the MN bills H.B. 6 and S.B. 16 is in the referenced article.

For a comprehensive and up to date state by state review visit this NCCI link provided by The National Council on Compensation Insurance (NCCI): https://www.ncci.com/Articles/Documents/II_Covid-19-Presumptions.pdf

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A Byte-Sized Tech Chat with Garret Droege, CIC

Awkward Insurance hosts Dustyne Bryant and Ashley Fitzsimmons have a fun conversation with Garrett Droege, CIC Director of Innovation and Digital Risk Practice Leader at IMA Financial and Co-Founder of IMA web3Labs, about beautifully complex concepts around web3, insurtech, and machine learning technologies in an effort to understand how these concepts may apply to the insurance industry and independent agents and agencies in particular. Believe it or not, you may already have a “tech-stack” in your agency, so the next step forward may not be as concerning as you think.

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