For many risk and insurance majors, Commercial Property is one of the most important areas of study. You may be wondering: How do I learn Commercial Property insurance in depth? How do I connect my coursework to practical applications in the field? And how can I start working toward a nationally recognized designation before graduation?
Commercial Property is one of the most important areas of risk and insurance education. For many risk and insurance majors, the coursework you complete at the university level, including coinsurance formulas, coverage forms, causes of loss forms, and business income concepts, directly overlaps with the learning objectives of the Certified Insurance Counselor (CIC) Commercial Property course and exam.
This makes the CIC Commercial Property course one of the best ways to deepen your understanding, prepare for your career, and earn a nationally recognized credential.
What You’ll Learn in CIC Commercial Property
The CIC Commercial Property course is one of the best ways to learn the key concepts of Commercial Property insurance. It provides a structured, professional path that builds on what risk and insurance majors study in the classroom.
The course is built around three core learning areas:
Commercial Property Coverage Forms and Endorsements
Learn the rights and duties of the first Named Insured, how coinsurance impacts loss settlement, and how to distinguish between covered and non-covered property. You’ll explore how endorsements modify coverage, how blanket insurance works, and how Additional Coverages, Coverage Extensions, and Loss Conditions apply in practice.
Causes of Loss Forms and Endorsements
Understand the Basic, Broad, and Special Causes of Loss forms, and see how exclusions, limitations, and endorsements affect whether a loss is covered. You’ll also learn how Additional Coverages and Extensions play out in claim situations — answering the common question: how do causes of loss forms determine coverage in commercial property insurance?
Time Element Coverages and Endorsements
Explore Business Income (and Extra Expense) coverage, coinsurance requirements, and Loss Conditions that drive how claims are settled. You’ll also learn about Extra Expense coverage, Leasehold Interests, and endorsements that modify Business Income coverage.
If you’ve already studied these topics in your coursework, this program takes your knowledge further by applying it to real-world scenarios and policy analysis.
How to Take the Course
The CIC Commercial Property course is available in two flexible formats:
- Self-Paced Online Course – study at your own pace, on your own schedule.
- Live Webinar Course – learn in real time with expert faculty and interactive discussion.
For college students, the self-paced version is often the best fit.
It allows you to complete the material alongside your university classes without scheduling conflicts.
Why It Matters for Students
The CIC designation is one of the most respected credentials in the insurance industry, and the CIC Commercial Property course is one of the five courses required to earn it. For students majoring in risk and insurance, this course connects what you’re learning in class to practical applications you’ll use throughout your career.
Whether you plan to become a risk manager, underwriter, broker or agent, or claims professional, the learning objectives in this course apply directly to your future path. CIC coursework gives you practical knowledge before you enter the workforce — preparing you to succeed in these and other roles.
Next Steps
The CIC Commercial Property course is one of five required courses for the full CIC designation.
For university-enrolled students, each CIC course — including Commercial Property — is available for just $100.
To learn more or to register, contact The Academy at Academy@riskeducation.org.
Not a university-enrolled student?
You can still register for CIC Commercial Property below:
CIC Commercial Property | Self-Paced Course
Gain a comprehensive understanding of commercial property insurance, including key coverage forms, causes of loss, time element coverages, and endorsements. This self-paced course helps you confidently analyze exposures, apply the latest forms, and recommend smart coverage strategies to protect your clients' property.
